The government always advises visitors to the UK to take out travel or health insurance. This means that you can claim any health expenses you have to pay from your insurance company. Check that your insurance has the necessary medical coverage to make sure you can get the treatment you need during your visit. Travel insurance is not intended for permanent residence abroad.
If you live abroad or plan to move to another country to live, work, or study, you should carefully consider your insurance needs. Local laws may require you to have health insurance, even as part of your visa application. To get the best possible treatment at an affordable price, the best option is to buy travel medical insurance in the UK. If you plan to visit the United Kingdom from a country outside the European Economic Area (EEA) for less than 6 months, we recommend that you take out travel insurance valid for the duration of your stay to help you pay for medical care.
Please note that the following information is used as an example for British travelers who take out insurance for travel outside the United Kingdom. Update the content and include the addition of new segments, travel insurance after starting to travel or change plans, submitting a travel insurance claim, other types of financial protection and checking if you are not covered. Travel medical insurance can also help you cover expenses if your travel or accommodation plans change unexpectedly or if you lose important documents, such as your passport or plane tickets. For example, British travelers traveling to Europe can pay around 9 pounds for single-trip coverage, but around 12 pounds for annual multi-trip coverage.
It should be noted that some travel methods, such as cruise ships or low-cost airlines, may be excluded from certain travel insurance policies. For this reason, it is essential that you take out travel insurance with medical coverage before traveling to the United Kingdom so that you can claim any health expenses you have to pay from your insurer. We recommend that you check with your doctor before you travel and that you plan how to treat your condition when you are in the UK. If you already have a travel insurance policy, check what coverage it offers for coronavirus-related events, including medical treatments and travel interruptions, and for any planned activities, such as adventure sports.
In addition to trip cancellation coverage, a UK travel insurance plan can cover cases such as travel delay or interruption, loss or delay of luggage, and emergency medical treatment. Although the United Kingdom is not part of the Schengen Area, AXA travel insurance for Europe also covers you if you plan to travel to Great Britain. Read ABI's advice on travel insurance, including how COVID-19 may affect you, and its guide to choosing the right travel insurance policy. As a highly developed English-speaking country with extensive air transport options, the United Kingdom is one of the least expensive countries in the world to visit.
Starting February 15, you'll have to quarantine yourself at a government authorized hotel if you arrive in the UK from countries that are on the list of countries that prohibit travel. So, whether you have an EHIC or not, it's essential to have travel medical insurance whenever you visit the UK.